Retirement Plans

Retirement Plans

Pensions Plans

CalPERS - California Public Employees Retirement System          
     PERS Website

CalSTRS - California State Teachers Retirement System               
     STRS Website

Alternative Retirement Plan

3121 Plan

The 3121 Plan is a savings program for employees who are not eligible to participate in the State Employees' Retirement System. 

For more information on the 3121 Plan, please visit the following links below:

3121 Plan Overview and FAQ
3121 Plan Access Instructions

For assistance adding or changing a beneficiary, please contact the SchoolsFirst Plan Administration below:

SchoolsFirst Plan Administration
800-462-8328 ext. 4727
Email at rpa@schoolsfirstfcu.org

NOTE:  The GCCCD PEAR Plan investment has been transitioned to the San Diego County Schools 3121 Retirement Plan.

403(b) and 457(b) Retirement Savings Plans

The District also offers participation in other retirement savings plans.  Employees interested in savings more towards retirement are encouraged to contact the FBC Plan Advisor.

403(b) and 457(b) Program Highlights
2025 403(b)/457 Retirement Plan Limits
The FBC Model Plan Flyer
Universal Availability Notice

Deferred Compensation Video

Workday Instructions: Add Contributions and Retirement Savings

Centralized Email: support@fbcmodelplan.com 
Centralized Phone: (833) 752-6322 (833-Plan FBC)

If you already have an Empower Account set up, you can contact them at:
Empower Retirement FBC Customer Service Line: 1-844-732-7738

Plans are offered by San Diego County Office of Education/Fringe Benefits Consortium.